Privacy Policy
This privacy policy explains how Patrimoine Conseil Paris collects, uses, and protects your personal data when you use our online platform and services. We are committed to safeguarding your privacy and ensuring compliance with applicable data protection laws, including the General Data Protection Regulation (GDPR).
What Personal Data We Collect
We collect personal data that you provide directly to us when you interact with our site or use our services. This includes information you provide when you fill out forms, register for an account, subscribe to newsletters, or communicate with us. The types of personal data we may collect include your name, contact details (such as address, but please note we do not request electronic communication details like phone or email in the policy itself), financial information relevant to the services we provide, and any other information you choose to provide.
When you visit our site, we may also automatically collect certain technical information about your device and your use of our site, such as your IP address, browser type, operating system, and browsing patterns. This information is collected using cookies and similar technologies.
How We Use Your Personal Data
We use your personal data for the following purposes:
- To provide and manage our wealth management, financial planning, investment advisory, portfolio management, estate planning, and tax optimization services.
- To communicate with you regarding your account, services, or inquiries.
- To improve our online platform, services, and user experience.
- To comply with legal and regulatory obligations.
- For internal business purposes, such as data analysis and audits.
- With your consent, for marketing and promotional purposes.
Legal Basis for Processing
We process your personal data based on several legal grounds:
- The necessity to perform a contract with you or take steps at your request before entering into a contract, particularly for providing our core financial services.
- Compliance with a legal obligation to which we are subject, such as financial regulations.
- Your consent, which you can withdraw at any time, for specific processing activities like marketing communications.
- Our legitimate business interests, such as improving our services or preventing fraud, provided these interests do not override your fundamental rights and freedoms.
Data Retention
We retain your personal data only for as long as necessary to fulfil the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements. The specific retention periods depend on the type of data and the purpose of processing.
Data Security
We implement appropriate technical and organisational measures to protect your personal data from unauthorised access, use, disclosure, alteration, or destruction. We employ security measures including encryption, firewalls, and access controls, but no system can be guaranteed to be 100% secure.
Sharing Your Personal Data
We may share your personal data with third parties in certain circumstances:
- With service providers who perform functions on our behalf, such as IT support, hosting providers, or professional advisors. These third parties are contractually bound to protect your data and only process it according to our instructions and applicable law.
- With regulatory authorities, government bodies, or law enforcement agencies when required by law or to comply with legal obligations.
- In the context of a business transaction, such as a merger, acquisition, or asset sale, your personal data may be transferred to the new entity.
- With your consent.
We ensure that any third party processing your data outside the European Economic Area (EEA) adheres to appropriate safeguards, such as standard contractual clauses or relying on adequacy decisions by the European Commission.
Your Rights
Under applicable data protection laws, you have certain rights regarding your personal data:
- The right to access your personal data.
- The right to request rectification of inaccurate or incomplete data.
- The right to request the erasure of your personal data, in certain circumstances.
- The right to request restriction of processing your personal data, in certain circumstances.
- The right to object to the processing of your personal data, in certain circumstances, particularly for direct marketing.
- The right to data portability, allowing you to receive your data in a structured, commonly used, and machine-readable format and transmit it to another controller.
- The right to withdraw your consent at any time, where processing is based on consent.
To exercise any of these rights, please contact us using the contact information provided below.
Complaints
You have the right to lodge a complaint with a supervisory authority if you believe our processing of your personal data infringes applicable law. In France, the relevant authority is the Commission Nationale de l'Informatique et des Libertés (CNIL).
Changes to This Privacy Policy
We may update this privacy policy from time to time to reflect changes in our practices, legal requirements, or services. Any changes will be posted on this page, and we encourage you to review this policy periodically.
Contact Us
If you have any questions about this privacy policy or our data practices, or to exercise your rights, please contact us by post at:
Patrimoine Conseil Paris
50 Rue Saint-Honoré, 4th Floor
Paris, Île-de-France, 75008
France